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Thank you for visiting the NCCA-PAC safe and secure server. Your online contribution is fast and immediate, cuts down on NCCA-PAC's overhead fundraising costs, and allows more money to be given directly to candidates. As an added bonus, should you decide to contribute on a monthly basis, you will be taken off our follow-up call list! As you know, the NCCA-PAC is the only major PAC committed to supporting pro-chiropractic candidates for the N.C. House of Representatives, the N.C. Senate, and the Governor.
Below are examples of states that have strong legislative fronts. Please peruse the accomplishments secured for their profession and most importantly their patients.
BEYOND SUPPORT OF PRO-CHIROPRACTIC CANDIDATES, YOUR PAC DOLLARS WILL BE USED TO PASS CHIROPRACTIC-SPECIFIC LAWS. YOU NEED A LEVEL PLAYING FIELD WITH INSURANCE COMPANIES AS NEW HEALTHCARE PLANS AND ATTITUDES MOVE TO MARKET. BELOW PLEASE READ ABOUT MODEL BILLS AND NEW LAWS THAT PROTECT THE CHIROPRACTIC PROFESSION. WITH YOUR CONTRIBUTION IT CAN BECOME A REALITY RIGHT HERE IN NORTH CAROLINA.
Kansas: Equal Coverage
Doctors of chiropractic need protection from unfair fee schedules, limits on care and exclusion from health plans. Insurance companies in Kansas are held to a strict equality standard on how they treat doctors of chiropractic. In addition to equal fee schedules for like or similar services, this law has a provision that requires insurers to pay for any care and treatment within the state scope of practice. Even when challenged legally, insurers lost when they attempted to ignore the law. The Kansas State Department of Insurance makes sure there is full compliance with the letter and intent of the law. You deserve parity like this in North Carolina!
BEYOND SUPPORT OF PRO-CHIROPRACTIC CANDIDATES, YOUR PAC DOLLARS WILL BE USED TO PASS CHIROPRACTIC-SPECIFIC LAWS. YOU NEED A LEVEL PLAYING FIELD WITH INSURANCE COMPANIES AS NEW HEALTHCARE PLANS AND ATTITUDES MOVE TO MARKET. BELOW PLEASE READ ABOUT MODEL BILLS AND NEW LAWS THAT PROTECT THE CHIROPRACTIC PROFESSION. WITH YOUR CONTRIBUTION IT CAN BECOME A REALITY RIGHT HERE IN NORTH CAROLINA.
New Jersey: Proposed Legislation Cost Sharing Limitations
To squash a rampant attack on doctors of chiropractic where co-pays are often higher than the cost of services, legislative remedy is needed. In the New Jersey 2008 legislative session, amendments to the State Health Benefit Plan include an important provision to limit the amount an insurer can levy on co-pays for services provided by DCs. This newly proposed legislation states the co-pay cannot exceed 50% of the cost of the service. This kind of law will eliminate illusionary benefits and create an environment where insurance companies must pay for services they sell to patients and for which they collect a premium. NCCA wants to make sure patients have access to DCs without exorbitant cost-sharing.
BEYOND SUPPORT OF PRO-CHIROPRACTIC CANDIDATES, YOUR PAC DOLLARS WILL BE USED TO PASS CHIROPRACTIC-SPECIFIC LAWS. YOU NEED A LEVEL PLAYING FIELD WITH INSURANCE COMPANIES AS NEW HEALTHCARE PLANS AND ATTITUDES MOVE TO MARKET. BELOW PLEASE READ ABOUT MODEL BILLS AND NEW LAWS THAT PROTECT THE CHIROPRACTIC PROFESSION. WITH YOUR CONTRIBUTION IT CAN BECOME A REALITY RIGHT HERE IN NORTH CAROLINA.
Alabama: Post-Pay Audit Protection Law
Insurers who pay claims and then ask for money back can no longer do it in this state. A new recoupment law provides strict conditions on when funds can be requested after the fact and in addition places a rigid time frame on it. Only in cases of proven fraud, coordination of benefits and duplicate payments can an insurer request a refund, but in no case can they do it more than 18 months beyond the date of the original claim. We want to improve on this law in North Carolina so insurers cannot demand retrospective refunds on care and treatment the insurer says is not medically indicated or investigational. Stiff fines of $1000.00 per violation give teeth to the new law.
BEYOND SUPPORT OF PRO-CHIROPRACTIC CANDIDATES, YOUR PAC DOLLARS WILL BE USED TO PASS CHIROPRACTIC-SPECIFIC LAWS. YOU NEED A LEVEL PLAYING FIELD WITH INSURANCE COMPANIES AS NEW HEALTHCARE PLANS AND ATTITUDES MOVE TO MARKET. BELOW PLEASE READ ABOUT MODEL BILLS AND NEW LAWS THAT PROTECT THE CHIROPRACTIC PROFESSION. WITH YOUR CONTRIBUTION IT CAN BECOME A REALITY RIGHT HERE IN NORTH CAROLINA.
Colorado Law: Managed Care Disclosure
Doctors in Colorado are fed up with managed care networks that say one thing but do another. A new law effective January 1, 2008 provides a mountain of disclosure requirements for managed care companies. They cannot apply discounts to new clients without your written permission and they cannot terminate you for opposing guidelines and policy decisions. If a new guideline is added after the provider contract is signed the doctor can refuse it without retribution and there is no financial impact for the doctor on the new book of business. The era of silence is golden in the managed care system can be a thing of the past. With your help North Carolina can be the second state in the country to pass this law.